Get the Loan Your
Business Needs

A business loan is a loan taken out by a business to pay for business expenses such as equipment, to cover operating expenses, or to expand into new markets. Businesses must then repay their lender according to the loan terms, which dictate the length of the loan and the interest rate.

We will ask you for information about your business, like your yearly revenue, how you accept payments from your customers and statements from other business accounts that you may have.

We provide business loans that are tailored for each of our clients individually. The same goes for the repayment process. Some loan providers may want an agreed monthly fixed rate, and some may wish for a more flexible repayment from a monthly income/revenue percentage.

As with the repayment process, this will depend on the loan and repayment process you agree on. Conditions for a missed repayment will be stated in the offer from the loan provider before you accept it.

To qualify for an Ampere business loan, you need an Ampere business account and an active operating business in the UK.
Here are common questions about business during the application review:
Credit score: Your company's credit score will be checked via open sources, and information about your and your company's existing loans/credits/mortgages may be required.
Annual revenue: Often requires businesses to meet a minimum level of income to be considered for a loan. Thus, you will be asked to provide statements from all your business accounts related to the company.

No, business loans are not generally considered business income. That's because a loan is money you have borrowed and are paying back.